Once World War I came to an en... free essay sample

Once World War I came to an end in 1918, the United States experienced groundbreaking economic growth. The Roaring Twenties and what F. Scott Fitzgerald would call the greatest, gaudiest spree in history have come to characterize America during its time of great innovation. In F. Scott Fitzgeralds novel The Great Gatsby, the readers are exposed to the rich and luxurious lives of the upscale east coasters in the midst of one of the most rambunctious time periods in American history. Although the 1920s was a period of great anticipation, Fitzgerald is able to express a critical portrayal of the wealthy Americans during this decade. In the early 1920s, Alcohol was a high demand throughout the country. Boozers occupied a majority of Americas jails and poorhouses and an association of activists made it their goal to expunge liquor as an attempt to help the country go back to simpler times (Altman). We will write a custom essay sample on Once World War I came to an en or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The movement which is known as Prohibition, was meant to abolish the liquor temptation, but it had the accidental effect of converting lawful citizens into criminals (Altman). The governments action of excluding liquor from the masses unintentionally made the substance even more alluring, trendy, and something that people needed to get a hold of. During Prohibition, both cocktails and finger food gained popularity and became fashionable. If one had the ability to supply their guests with a limitless flow of alcoholic drinks, his or her adoration and reputation was set. Furthermore, if one was determined and daring enough to invest in the bootlegging business-illegal traffic in liquor, their prosperity was sure to be established. As the consumer demand for illegal liquor heightened, the mechanisms for disguising its manufacturing and consumption also increased. Regardless of Prohibition, it appeared that Americans were still enjoying and entertaining themselves. Fitzgerald is able to capture these wild and careless societal behaviors brought about by the Prohibition in his novel The Great Gatsby. The millionaire character Jay Gatsby embodies ultimate 1920s wealth and corruption. Gatsby commits himself and his life to acquiring money and possessions in order to captivate the attention of his romantic fixation, the stunning yet damaged Daisy Buchanan. Gatsbys exorbitant parties thrown from his north shore Long Island mansion make his prosperity indisputable. These self-indulgent parties, abounding with food like pastry pigs and turkeys bewitched to a dark gold along with gins and liquors that have cordials so long forgotten that most of his female guests were too young to know one from the other (Fitzgerald), represent the desire for idolization not only from a specific person, like Daisy, but also from the public eye of other wealthy citizens. Fitzgerald also uses Gatsbys character in order to exemplify fortune earned through bootlegging. This money is how Gatsby is able to fund his extravagant parties with endless cocktails to spare. Fitzgerald incorporates the Prohibition behaviors of throwing parties and bootlegging in the novel in order to show that lavishness and wealth in the 1920s came with dishonesty and selfishness.

Pell Grant Limits How Much Can You Get in Your Lifetime

Pell Grant Limits How Much Can You Get in Your Lifetime SAT / ACT Prep Online Guides and Tips Federal Pell Grants are great resources for students who could use more help paying for school. Like all good things, though, there are some restrictions and rules around how you can use a Pell Grant. In this post, I'll explain: Exactly how much you can get from your Pell Grant Eligibility restrictions Limits on how you can use Pell Grant money Financial Limits: What's the Most You Can Get? As you may have expected, there is a maximum annual Pell Grant award amount ("What is the Pell Grant Amount? What is the Maximum Award?"). For the 2015-2016 academic year, the most you could receive if you're a full-time student is $5775.What you might not have expected is that there is also a minimum Pell Grant award amount: again for the 2015-2016 academic year, the least you could receive if you're awarded the grant is $600. In addition to annual maximum and minimum award amount,there's also a lifetime award maximum. Every year that you apply for the Pell Grant via the FAFSA(see "How to Submit a Pell Grant Application,"coming soon), you'll be eligible for a particular amount of money. Your lifetime maximum is equal to600% of your yearly eligibility, or about 6 years' worth of grant funding. Let's go over some examples to further explain what I mean: Student A Applies for the Pell Grant for her freshman year, and is eligible to receive$5,000 in funding. She only attends school in the fall semester, though, so she only has to pay for half a year of school. As a result, she only gets $2,500, or 50%, of the annual grant money that she was eligible for. Student A can apply for the Pell Grant the next year, and she still has 550% of her lifetime max (600%) available to her. Student B Wasn't eligible for the Pell Grant his freshman, sophomore, or junior year. His family's financial situation changes his senior year when he applies for the grant, and he is glad to find out he's eligible for $1,000 in funding. All of that money goes towards paying his tuition. Student B used 100% of the annual grant money that he was eligible for, so he has 500% of his lifetime max (600%) available to him. Student B graduates at the end of his senior year; even though he didn't meet his lifetime max, he's not eligible for the Pell Grant anymore because he received his bachelor's degree. You might have noticed that this lifetime limit seems a little high. If you go to school for your bachelor's degree, it should only take you 4 years, or 400% of your lifetimemax; unless there are special circumstances that prevent you from graduating within 4 years, you likelywon't have to worry about this lifetimelimit. The more you know about financial aid, the more you can talk yourself out of feeling like this. Eligibility Restrictions Along with the financial limits above, there are also eligibility restrictions that can disqualify you from getting a Pell Grant. I've broken this section up into two main parts: family financial eligibility, and student eligibility. What about family income limits for Pell Grant eligibility? So there are family financial limits for eligibility, but they're a bit more complicated than an arbitrary income cutoff. Eligibility limits for the Pell Grant are based on your family's Expected Family Contribution (EFC).Your EFC is generated when you submit your FAFSA ("How to Submit a Pell Grant Application," coming soon). If you want to estimate your EFC before you go through all the trouble of submitting your FAFSA, you can get more information here ("What is the Pell Grant Amount? What is the Maximum Award?" coming soon). If your EFC is at or below $5081 for the 2015-2016 academic year, you will bewithin the family income limits for the Pell Grant. If you meet all the other eligibility requirements, you will receive some grant money (so, between $600-$5775). By using your EFC, you can estimate about how much Pell Grant money you may be eligible for ("Pell Grant Calculator" coming soon). Are there restrictions on what type of student can get the Pell Grant? The short answer is: yes. You can read more about eligibility criteria for the Pell Grant here ("Pell Grant Eligibility and Requirements: Do you qualify?" coming soon). In a nutshell, the Pell Grant is meant primarily for low-income students who have a high school diploma or GED, but don't have a post-secondary degree (so, a bachelor's or vocational degree). If you don't demonstrate enough financial need, or if you already have a post-secondary degree, you likely won't qualify. There is no age limit to receive the Pell Grant. It's open to people who need help funding their education at any age. Limits to using your Pell Grant money There are two logistical parameters you should be aware of if you would like to apply for a Pell Grant: there are restrictions on where and how you can spend your Pell Grant money. Where You Spend Your Pell Grant When you apply to colleges or to vocational programs, make sure they participate in the Pell Grant program. The good news is that most legitimate colleges participate; if you want to confirm, simply call the financial aid office. How to Spend Your Pell Grant In many cases,the grant money won't even be paid directly to you; it will go straight to your school. Your school will then apply the grant money to charges on your account (e.g.tuition, room, and board charges). There may be differences in how schools process federal financial aid, though, so you can contact your financial aid office if you have further questions. In some circumstances, there may be leftover grant money after your schoolpays itself. If there is leftover money, it will be passed on to you in the form of a refund. There are restrictions on how you can use this refund money.It's meant to cover school-related expenses, including: Books Lab supplies Transportation expenses (including gas or a bus pass, but NOT includinga car) Even food! These usage restrictions are pretty serious because the Pell Grant is a federally funded program. Even though it may be tempting to use refund money for, shall we say, more fun activities, be careful about using it for legitimate expenses. Perfectly sharpened colored pencils definitely count as legitimate school supplies. One Final Note About Pell Grant Limits ... If you're awarded the Pell Grant, it's super important that you stay on top of maintaining your academic performance in college. If your academic performance is deemed "unsatisfactory" (e.g. if you are failing out of your classes), you may lose eligibility for any type of federal aid, including the Pell Grant. If you're concerned that your grades are slipping and you may lose eligibility, the best thing to do is to set up a meeting with a school administrator, like your dean. What's next? The Pell Grant isn't the only source of financial aid for aspiring college grads. If you get awesome SAT scores, you could also get awesome scholarship money. Too late to bring up your SAT scores? No problem! By doing well in school, you could help yourself pay your way through. It's a win-win! Want to improve your SAT score by 160 points or your ACT score by 4 points? We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Financial Costs Research Paper Example | Topics and Well Written Essays - 1250 words

Financial Costs - Research Paper Example He aims at reducing the liabilities to the firm while being cautious not to paralyze the production level. Financial cost reduction plans have to place the input and output factors of at equilibrium in order to maximize efficiency. This paper discuses the significance of financial cost to a firm, various cost reduction methods and the aspect of financial restructuring. Significance of Financial costs Financial costs are the expenses that a company incurs in all its activities in commodity production and delivery. These are all the costs that the company pays for in all its activities. They include the cost of raw materials, processing in the production level, transportation, administration expenses like rent, loans payment, salaries tax payments and insurance payments among many other liabilities. Keeping clear accounting records on the financial costs is very important for any given company since the costs are used to determine the profit margins. This is done through a series of ac counting calculations that indicate the overall profit margins by subtracting the cost of the liabilities from the total production value (Codjia, 2012). Financial costs are also very important to a company because they can be referred to when determining the growth rate of a given company. This is done through a professional analysis of the relationship between the input cost and the subsequent output. A company may be investing huge amounts of capital and receiving low profits that influence a slow growth rate. Business analysts can help a business to rectify such an issue through financial restructuring plans. The plans aim at reducing the financial costs while increasing the profit margins. Such strategies strongly rely on the accounting records for the financial costs to pinpoint the loopholes in the company and the areas of insignificant competences that need to be eliminated (Codjia, 2012). During management accounting, the financial costs records are very important in drafti ng a cost effective strategy for a company. Most companies boost their capital with borrowings from banks and other financial agencies. These money borrowing agencies normally request for financial cost audits of the companies that seek loans from them in order to determine whether the companies are qualified for their loans. The relationship between management accounting and financial costs in a firm enable the analysts in the company to draw a feasible periodic business plan (Codjia, 2012). Financial costs are significant to a company in the process of budget making. Allocation of funds during the preparation of the annual budget of a company requires an analysis of the financial costs so that the right amounts are injected to the various processes in the company (Codjia, 2012). The financial costs also enable the planners to detect the deficits in the financial plan before they take loans. It gives an analysis of the total capital input. Financial costs also help in detecting the areas in the firm where the liabilities are accumulated. This may be helpful in the process of reducing production costs. The competitiveness of a company lies in its profitability level. Financial costs are used in the preparation of overall balance sheets and cash flow statements that are used to attract investors in companies. The investors compare the financial cos